Union Budget 2019: Naari Tu Narayani/Women

The Union Budget proposed following for Women

  •  Approach shift from women-centric-policy making to women-led initiatives and movements.
  •  A Committee proposed with Government and private stakeholders for moving forward on Gender budgeting.
  •  Women SHG interest subvention program proposed to be expanded to all districts.
  •  Overdraft of Rs. 5,000 to be allowed for every verified women SHG member having a Jan Dhan Bank Account.
  •  One woman per SHG to be eligible for a loan up to Rs. 1 lakh under MUDRA Scheme.                                                  LEARNING WITH TIMES                                                                                                       The MUDRA loan is provided under the Pradhan Mantri MUDRA Yojana (PMMY) to non-farming and non-corporate micro and small enterprises. These enterprises can avail loans up to Rs.10 Lakh under the MUDRA (Micro Units Development & Refinance Agency Ltd.) scheme.There are 3 products under the Pradhan Mantri MUDRA loan:
    1. Shishu

    Shishu under the MUDRA loan scheme provides up to Rs.50,000 to those entrepreneurs who are either in their initial stages of business or looking to start one.     

    1. Kishor

    Kishor under the MUDRA loan yojana offers up to Rs.5 Lakh to those businesspersons who are looking for additional funds to expand their operations.

    1. Tarun

    , Tarun sanctions up to Rs.10 Lakh if the business owner meets certain eligibility criterions.

    Gender budgeting

                        Means preparing budgets or analyzing them from a gender perspective. Also referred to as gender-sensitive budgeting,is a powerful tool for achieving gender mainstreaming so as to ensure that benefits of development reach women as much as men.

                                The rationale for gender budgeting arises from recognition of the fact that national budgets impact men and women differently through the pattern of resource allocation. Women, constitute 48% of India’s population, but they lag behind men on many social indicators like health, education, economic opportunities, etc. Hence, they warrant special attention due to their vulnerability and lack of access to resources. The way Government budgets allocate resources, has the potential to transform these gender inequalities.


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